2020 SCR to SGD Historical Review

YEARLY HIGH

0.1132 SGD

YEARLY LOW

0.0623 SGD

YEARLY AVERAGE

0.0822 SGD

2020 SCR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 0.1132. Conversely, the yearly low was recorded on December 31, dropping to 0.0623.

This high-to-low spread represents a total annual volatility of 0.0508 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0989 to the December average rate of 0.0628, the exchange rate registered a net change of -36.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1132 was up 1.18% compared to the 2019 peak of 0.1118, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 566 SGD

2019 Average 499 SGD

Yearly Trough Low 312 SGD

Transaction Impact: A difference of 254.11 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1078

0.0588

JanuMarcMayJulySeptNove

SCR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0921, compared to 0.0723 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0198 points.

H1 Avg (Jan–Jun) 0.0921

H2 Avg (Jul–Dec) 0.0723

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0238 SGD (High: 0.1043 / Low: 0.0805). On the other end, September was the most stable month, with a tight range of 0.0010 SGD (High: 0.0766 / Low: 0.0756).

April Spread (Volatile) ±0.0238

September Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0160 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0160

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1037) against the same month in 2019 (average: 0.0989), the exchange rate shifted by +0.0048 (+4.86%).

2020 Avg (March) 0.1037

2019 Avg (March) 0.0989

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1052	0.0978	0.0989
February	0.1049	0.1000	0.1017
March	0.1132	0.1005	0.1037
April	0.1043	0.0805	0.0877
May	0.0882	0.0781	0.0816
June	0.0828	0.0783	0.0793
July	0.0793	0.0767	0.0786
August	0.0773	0.0739	0.0766
September	0.0766	0.0756	0.0761
October	0.0759	0.0704	0.0736
November	0.0708	0.0643	0.0662
December	0.0643	0.0623	0.0628