2014 SCR to SGD Historical Review

YEARLY HIGH

0.1061 SGD

YEARLY LOW

0.0899 SGD

YEARLY AVERAGE

0.0999 SGD

2014 SCR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SCR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 0.1061. Conversely, the yearly low was recorded on October 30, dropping to 0.0899.

This high-to-low spread represents a total annual volatility of 0.0162 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1054 to the December average rate of 0.0941, the exchange rate registered a net change of -10.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1061 was down 1.40% compared to the 2013 peak of 0.1076, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 531 SGD

2013 Average 518 SGD

Yearly Trough Low 449 SGD

Transaction Impact: A difference of 81.17 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1068

0.0899

JanuMarcMayJulySeptNove

SCR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1038, compared to 0.0960 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.1038

H2 Avg (Jul–Dec) 0.0960

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0073 SGD (High: 0.0972 / Low: 0.0899). On the other end, July was the most stable month, with a tight range of 0.0009 SGD (High: 0.1016 / Low: 0.1007).

October Spread (Volatile) ±0.0073

July Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0030 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.1054) against the same month in 2013 (average: 0.0944), the exchange rate shifted by +0.0110 (+11.71%).

2014 Avg (January) 0.1054

2013 Avg (January) 0.0944

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1061	0.1046	0.1054
February	0.1051	0.1035	0.1044
March	0.1053	0.1035	0.1044
April	0.1054	0.1022	0.1039
May	0.1047	0.0998	0.1026
June	0.1036	0.1010	0.1020
July	0.1016	0.1007	0.1010
August	0.1017	0.0962	0.0993
September	0.0973	0.0961	0.0966
October	0.0972	0.0899	0.0936
November	0.0920	0.0905	0.0913
December	0.0993	0.0921	0.0941