2015 SCR to SGD Historical Review

YEARLY HIGH

0.1154 SGD

YEARLY LOW

0.0938 SGD

YEARLY AVERAGE

0.1034 SGD

2015 SCR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SCR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.1154. Conversely, the yearly low was recorded on January 15, dropping to 0.0938.

This high-to-low spread represents a total annual volatility of 0.0216 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0961 to the December average rate of 0.1102, the exchange rate registered a net change of 14.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1154 was up 8.73% compared to the 2014 peak of 0.1061, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 577 SGD

2014 Average 499 SGD

Yearly Trough Low 469 SGD

Transaction Impact: A difference of 107.85 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1117

0.0947

JanuMarcMayJulySeptNove

SCR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0990, compared to 0.1079 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.0990

H2 Avg (Jul–Dec) 0.1079

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0096 SGD (High: 0.1154 / Low: 0.1058). On the other end, June was the most stable month, with a tight range of 0.0029 SGD (High: 0.1033 / Low: 0.1004).

December Spread (Volatile) ±0.0096

June Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0010 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.1102) against the same month in 2014 (average: 0.0941), the exchange rate shifted by +0.0161 (+17.10%).

2015 Avg (December) 0.1102

2014 Avg (December) 0.0941

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1010	0.0938	0.0961
February	0.0988	0.0951	0.0967
March	0.1035	0.0971	0.1005
April	0.1019	0.0968	0.0995
May	0.1015	0.0974	0.0994
June	0.1033	0.1004	0.1017
July	0.1056	0.1015	0.1037
August	0.1103	0.1038	0.1068
September	0.1122	0.1048	0.1085
October	0.1101	0.1040	0.1076
November	0.1126	0.1055	0.1102
December	0.1154	0.1058	0.1102