2016 SCR to SGD Historical Review

YEARLY HIGH

0.1122 SGD

YEARLY LOW

0.0958 SGD

YEARLY AVERAGE

0.1041 SGD

2016 SCR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SCR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.1122. Conversely, the yearly low was recorded on April 28, dropping to 0.0958.

This high-to-low spread represents a total annual volatility of 0.0164 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1095 to the December average rate of 0.1073, the exchange rate registered a net change of -1.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1122 was down 2.74% compared to the 2015 peak of 0.1154, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 561 SGD

2015 Average 517 SGD

Yearly Trough Low 479 SGD

Transaction Impact: A difference of 82.13 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1104

0.0997

JanuMarcMayJulySeptNove

SCR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1041, compared to 0.1041 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.1041

H2 Avg (Jul–Dec) 0.1041

Volatility Range Comparison

Volatility

The most volatile month in 2016 was February, with a trading range of 0.0123 SGD (High: 0.1095 / Low: 0.0972). On the other end, September was the most stable month, with a tight range of 0.0026 SGD (High: 0.1038 / Low: 0.1012).

February Spread (Volatile) ±0.0123

September Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0045 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.1095) against the same month in 2015 (average: 0.0961), the exchange rate shifted by +0.0134 (+13.96%).

2016 Avg (January) 0.1095

2015 Avg (January) 0.0961

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1122	0.1040	0.1095
February	0.1095	0.0972	0.1050
March	0.1066	0.0994	0.1032
April	0.1059	0.0958	0.1006
May	0.1059	0.0987	0.1029
June	0.1072	0.0999	0.1034
July	0.1057	0.1000	0.1026
August	0.1038	0.0999	0.1019
September	0.1038	0.1012	0.1026
October	0.1060	0.1024	0.1044
November	0.1082	0.1032	0.1058
December	0.1101	0.1055	0.1073