2022 SCR to SGD Historical Review

YEARLY HIGH

0.1112 SGD

YEARLY LOW

0.0902 SGD

YEARLY AVERAGE

0.1018 SGD

2022 SCR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SCR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 0.1112. Conversely, the yearly low was recorded on January 16, dropping to 0.0902.

This high-to-low spread represents a total annual volatility of 0.0209 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0982 to the December average rate of 0.1012, the exchange rate registered a net change of 3.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1112 was up 3.70% compared to the 2021 peak of 0.1072, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 556 SGD

2021 Average 432 SGD

Yearly Trough Low 451 SGD

Transaction Impact: A difference of 104.71 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1079

0.0931

JanuMarcMayJulySeptNove

SCR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0993, compared to 0.1044 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 0.0993

H2 Avg (Jul–Dec) 0.1044

Volatility Range Comparison

Volatility

The most volatile month in 2022 was January, with a trading range of 0.0133 SGD (High: 0.1036 / Low: 0.0902). On the other end, March was the most stable month, with a tight range of 0.0010 SGD (High: 0.0948 / Low: 0.0938).

January Spread (Volatile) ±0.0133

March Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0042 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 0.1035) against the same month in 2021 (average: 0.1007), the exchange rate shifted by +0.0028 (+2.79%).

2022 Avg (November) 0.1035

2021 Avg (November) 0.1007

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1036	0.0902	0.0982
February	0.1037	0.0927	0.0985
March	0.0948	0.0938	0.0943
April	0.1059	0.0940	0.0961
May	0.1074	0.0976	0.1050
June	0.1083	0.0960	0.1034
July	0.1097	0.0972	0.1052
August	0.1082	0.1005	0.1044
September	0.1107	0.0978	0.1054
October	0.1100	0.1026	0.1067
November	0.1112	0.0998	0.1035
December	0.1044	0.0953	0.1012