2025 SCR to SGD Historical Review

YEARLY HIGH

0.0969 SGD

YEARLY LOW

0.0842 SGD

YEARLY AVERAGE

0.0914 SGD

2025 SCR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 27, valuing the pair at 0.0969. Conversely, the yearly low was recorded on September 18, dropping to 0.0842.

This high-to-low spread represents a total annual volatility of 0.0127 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0947 to the December average rate of 0.0898, the exchange rate registered a net change of -5.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0969 was down 5.83% compared to the 2024 peak of 0.1029, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 485 SGD

2024 Average 489 SGD

Yearly Trough Low 421 SGD

Transaction Impact: A difference of 63.62 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0954

0.0877

JanuMarcMayJulySeptNove

SCR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0923, compared to 0.0905 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0923

H2 Avg (Jul–Dec) 0.0905

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.0119 SGD (High: 0.0962 / Low: 0.0843). On the other end, May was the most stable month, with a tight range of 0.0018 SGD (High: 0.0921 / Low: 0.0903).

December Spread (Volatile) ±0.0119

May Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0043 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0941) against the same month in 2024 (average: 0.0972), the exchange rate shifted by -0.0031 (-3.20%).

2025 Avg (November) 0.0941

2024 Avg (November) 0.0972

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0968	0.0896	0.0947
February	0.0949	0.0899	0.0933
March	0.0945	0.0908	0.0931
April	0.0943	0.0910	0.0925
May	0.0921	0.0903	0.0911
June	0.0907	0.0868	0.0892
July	0.0918	0.0874	0.0900
August	0.0912	0.0851	0.0893
September	0.0909	0.0842	0.0883
October	0.0957	0.0855	0.0915
November	0.0969	0.0861	0.0941
December	0.0962	0.0843	0.0898