2021 SVC to KES Historical Review

YEARLY HIGH

12.9310 KES

YEARLY LOW

12.1701 KES

YEARLY AVERAGE

12.5332 KES

2021 SVC to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 12.9310. Conversely, the yearly low was recorded on May 10, dropping to 12.1701.

This high-to-low spread represents a total annual volatility of 0.7609 KES. From a start-to-finish perspective, comparing the January average rate of 12.5567 to the December average rate of 12.9105, the exchange rate registered a net change of 2.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 12.9310 was up 1.41% compared to the 2020 peak of 12.7516, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 64,655 KES

2020 Average 60,854 KES

Yearly Trough Low 60,850 KES

Transaction Impact: A difference of 3,804.66 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

12.9734

12.2187

JanuMarcMayJulySeptNove

SVC to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.4284, compared to 12.6381 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2097 points.

H1 Avg (Jan–Jun) 12.4284

H2 Avg (Jul–Dec) 12.6381

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.2792 KES (High: 12.4843 / Low: 12.2051). On the other end, June was the most stable month, with a tight range of 0.0278 KES (High: 12.3360 / Low: 12.3083).

April Spread (Volatile) ±0.2792

June Spread (Stable) ±0.0278

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1963 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.1963

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 12.9105) against the same month in 2020 (average: 12.6275), the exchange rate shifted by +0.2830 (+2.24%).

2021 Avg (December) 12.9105

2020 Avg (December) 12.6275

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.6039	12.4795	12.5567
February	12.5896	12.5012	12.5311
March	12.5592	12.5107	12.5384
April	12.4843	12.2051	12.3420
May	12.3718	12.1701	12.2816
June	12.3360	12.3083	12.3204
July	12.4189	12.3258	12.3637
August	12.5601	12.4096	12.4920
September	12.6284	12.5593	12.5892
October	12.7148	12.6314	12.6736
November	12.8620	12.7201	12.7998
December	12.9310	12.8691	12.9105