YEARLY HIGH
3.9062 HRK
YEARLY LOW
3.6298 HRK
YEARLY AVERAGE
3.7483 HRK

2012 TND to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the TND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 3.9062. Conversely, the yearly low was recorded on September 16, dropping to 3.6298.

This high-to-low spread represents a total annual volatility of 0.2764 HRK. From a start-to-finish perspective, comparing the January average rate of 3.8724 to the December average rate of 3.6785, the exchange rate registered a net change of -5.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.9062 was down 0.25% compared to the 2011 peak of 3.9159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 19,531 HRK
2011 Average 19,004 HRK
Yearly Trough Low 18,149 HRK
Transaction Impact: A difference of 1,382.06 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.8930
3.6450
JanuMarcMayJulySeptNove

TND to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7852, compared to 3.7113 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0739 points.

H1 Avg (Jan–Jun) 3.7852
H2 Avg (Jul–Dec) 3.7113

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 0.1046 HRK (High: 3.8576 / Low: 3.7531). On the other end, December was the most stable month, with a tight range of 0.0388 HRK (High: 3.6977 / Low: 3.6589).

February Spread (Volatile) ±0.1046
December Spread (Stable) ±0.0388

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0824 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0824

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 3.8724) against the same month in 2011 (average: 3.8587), the exchange rate shifted by +0.0136 (+0.35%).

2012 Avg (January) 3.8724
2011 Avg (January) 3.8587

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9062 3.8235 3.8724
February 3.8576 3.7531 3.8210
March 3.8140 3.7465 3.7815
April 3.7799 3.6859 3.7369
May 3.7811 3.6822 3.7373
June 3.7843 3.7390 3.7624
July 3.8325 3.7326 3.7700
August 3.7913 3.7177 3.7481
September 3.7182 3.6298 3.6657
October 3.7222 3.6532 3.6942
November 3.7262 3.6867 3.7114
December 3.6977 3.6589 3.6785