2020 TND to HRK Historical Review

YEARLY HIGH

2.4403 HRK

YEARLY LOW

2.2669 HRK

YEARLY AVERAGE

2.3565 HRK

2020 TND to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 2.4403. Conversely, the yearly low was recorded on August 17, dropping to 2.2669.

This high-to-low spread represents a total annual volatility of 0.1735 HRK. From a start-to-finish perspective, comparing the January average rate of 2.3835 to the December average rate of 2.2935, the exchange rate registered a net change of -3.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.4403 was up 2.10% compared to the 2019 peak of 2.3902, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 12,202 HRK

2019 Average 11,339 HRK

Yearly Trough Low 11,334 HRK

Transaction Impact: A difference of 867.33 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.4225

2.2818

JanuMarcMayJulySeptNove

TND to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3911, compared to 2.3219 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0692 points.

H1 Avg (Jan–Jun) 2.3911

H2 Avg (Jul–Dec) 2.3219

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0819 HRK (High: 2.4340 / Low: 2.3521). On the other end, December was the most stable month, with a tight range of 0.0213 HRK (High: 2.3055 / Low: 2.2842).

March Spread (Volatile) ±0.0819

December Spread (Stable) ±0.0213

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0360 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0360

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.4107) against the same month in 2019 (average: 2.1919), the exchange rate shifted by +0.2189 (+9.99%).

2020 Avg (April) 2.4107

2019 Avg (April) 2.1919

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3983	2.3683	2.3835
February	2.4223	2.3777	2.4019
March	2.4340	2.3521	2.3941
April	2.4403	2.3907	2.4107
May	2.4151	2.3783	2.3963
June	2.3821	2.3375	2.3603
July	2.3586	2.2922	2.3336
August	2.3398	2.2669	2.3193
September	2.3451	2.3146	2.3253
October	2.3506	2.3236	2.3355
November	2.3487	2.3056	2.3243
December	2.3055	2.2842	2.2935