YEARLY HIGH
2.2970 HRK
YEARLY LOW
2.1752 HRK
YEARLY AVERAGE
2.2290 HRK

2025 TND to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 27, valuing the pair at 2.2970. Conversely, the yearly low was recorded on April 11, dropping to 2.1752.

This high-to-low spread represents a total annual volatility of 0.1218 HRK. From a start-to-finish perspective, comparing the January average rate of 2.2735 to the December average rate of 2.2022, the exchange rate registered a net change of -3.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.2970 was up 0.10% compared to the 2024 peak of 2.2947, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 11,485 HRK
2024 Average 11,193 HRK
Yearly Trough Low 10,876 HRK
Transaction Impact: A difference of 609.02 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.2806
2.1951
JanuMarcMayJulySeptNove

TND to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2428, compared to 2.2151 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0277 points.

H1 Avg (Jan–Jun) 2.2428
H2 Avg (Jul–Dec) 2.2151

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0941 HRK (High: 2.2902 / Low: 2.1961). On the other end, October was the most stable month, with a tight range of 0.0215 HRK (High: 2.2234 / Low: 2.2018).

July Spread (Volatile) ±0.0941
October Spread (Stable) ±0.0215

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0303 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0303

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 2.2729) against the same month in 2024 (average: 2.2316), the exchange rate shifted by +0.0413 (+1.85%).

2025 Avg (February) 2.2729
2024 Avg (February) 2.2316

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.2915 2.2513 2.2735
February 2.2970 2.2498 2.2729
March 2.2917 2.2146 2.2471
April 2.2491 2.1752 2.2169
May 2.2506 2.2135 2.2290
June 2.2363 2.1858 2.2175
July 2.2902 2.1961 2.2250
August 2.2488 2.2033 2.2299
September 2.2408 2.1988 2.2116
October 2.2234 2.2018 2.2119
November 2.2508 2.1895 2.2101
December 2.2198 2.1887 2.2022