2019 TND to HRK Historical Review

YEARLY HIGH

2.3902 HRK

YEARLY LOW

2.1324 HRK

YEARLY AVERAGE

2.2672 HRK

2019 TND to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the TND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.3902. Conversely, the yearly low was recorded on February 26, dropping to 2.1324.

This high-to-low spread represents a total annual volatility of 0.2578 HRK. From a start-to-finish perspective, comparing the January average rate of 2.1954 to the December average rate of 2.3602, the exchange rate registered a net change of 7.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 2.3902 was down 5.91% compared to the 2018 peak of 2.5404, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 11,951 HRK

2018 Average 11,960 HRK

Yearly Trough Low 10,662 HRK

Transaction Impact: A difference of 1,289.16 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.3868

2.1482

JanuMarcMayJulySeptNove

TND to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1934, compared to 2.3410 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1476 points.

H1 Avg (Jan–Jun) 2.1934

H2 Avg (Jul–Dec) 2.3410

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0938 HRK (High: 2.2927 / Low: 2.1989). On the other end, October was the most stable month, with a tight range of 0.0212 HRK (High: 2.3799 / Low: 2.3587).

June Spread (Volatile) ±0.0938

October Spread (Stable) ±0.0212

Growth Streaks & Declines

Trends

Between March and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0266 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0266

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 2.3602) against the same month in 2018 (average: 2.2126), the exchange rate shifted by +0.1475 (+6.67%).

2019 Avg (December) 2.3602

2018 Avg (December) 2.2126

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2165	2.1558	2.1954
February	2.2015	2.1324	2.1688
March	2.1912	2.1425	2.1681
April	2.2064	2.1783	2.1919
May	2.2224	2.1878	2.2065
June	2.2927	2.1989	2.2296
July	2.3128	2.2678	2.2895
August	2.3391	2.3009	2.3182
September	2.3749	2.3220	2.3463
October	2.3799	2.3587	2.3669
November	2.3812	2.3560	2.3649
December	2.3902	2.3324	2.3602