2024 TND to HRK Historical Review

YEARLY HIGH

2.2947 HRK

YEARLY LOW

2.2044 HRK

YEARLY AVERAGE

2.2386 HRK

2024 TND to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the TND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 2.2947. Conversely, the yearly low was recorded on September 24, dropping to 2.2044.

This high-to-low spread represents a total annual volatility of 0.0903 HRK. From a start-to-finish perspective, comparing the January average rate of 2.2261 to the December average rate of 2.2714, the exchange rate registered a net change of 2.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 2.2947 was down 0.10% compared to the 2023 peak of 2.2969, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 11,473 HRK

2023 Average 11,225 HRK

Yearly Trough Low 11,022 HRK

Transaction Impact: A difference of 451.56 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

2.2760

2.2215

JanuMarcMayJulySeptNove

TND to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2335, compared to 2.2438 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0102 points.

H1 Avg (Jan–Jun) 2.2335

H2 Avg (Jul–Dec) 2.2438

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0656 HRK (High: 2.2941 / Low: 2.2285). On the other end, February was the most stable month, with a tight range of 0.0181 HRK (High: 2.2420 / Low: 2.2240).

November Spread (Volatile) ±0.0656

February Spread (Stable) ±0.0181

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0107 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0107

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 2.2714) against the same month in 2023 (average: 2.2268), the exchange rate shifted by +0.0446 (+2.00%).

2024 Avg (December) 2.2714

2023 Avg (December) 2.2268

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2390	2.2150	2.2261
February	2.2420	2.2240	2.2316
March	2.2554	2.2150	2.2306
April	2.2781	2.2186	2.2410
May	2.2445	2.2149	2.2309
June	2.2545	2.2271	2.2410
July	2.2471	2.2088	2.2302
August	2.2478	2.2147	2.2272
September	2.2428	2.2044	2.2313
October	2.2556	2.2315	2.2414
November	2.2941	2.2285	2.2610
December	2.2947	2.2584	2.2714