YEARLY HIGH
3.4599 HRK
YEARLY LOW
3.0195 HRK
YEARLY AVERAGE
3.1787 HRK

2016 TND to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the TND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 3.4599. Conversely, the yearly low was recorded on August 19, dropping to 3.0195.

This high-to-low spread represents a total annual volatility of 0.4404 HRK. From a start-to-finish perspective, comparing the January average rate of 3.4494 to the December average rate of 3.0960, the exchange rate registered a net change of -10.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.4599 was down 6.03% compared to the 2015 peak of 3.6819, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 17,300 HRK
2015 Average 17,487 HRK
Yearly Trough Low 15,098 HRK
Transaction Impact: A difference of 2,202.21 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.4912
2.9898
JanuMarcMayJulySeptNove

TND to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3037, compared to 3.0537 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2500 points.

H1 Avg (Jan–Jun) 3.3037
H2 Avg (Jul–Dec) 3.0537

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.1292 HRK (High: 3.4123 / Low: 3.2831). On the other end, August was the most stable month, with a tight range of 0.0228 HRK (High: 3.0423 / Low: 3.0195).

March Spread (Volatile) ±0.1292
August Spread (Stable) ±0.0228

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1347 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1347

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 3.4494) against the same month in 2015 (average: 3.4630), the exchange rate shifted by -0.0136 (-0.39%).

2016 Avg (January) 3.4494
2015 Avg (January) 3.4630

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4599 3.4290 3.4494
February 3.4477 3.3769 3.4001
March 3.4123 3.2831 3.3507
April 3.3033 3.2590 3.2846
May 3.2757 3.1897 3.2361
June 3.1681 3.0738 3.1014
July 3.0818 3.0241 3.0570
August 3.0423 3.0195 3.0316
September 3.0443 3.0214 3.0336
October 3.0539 3.0253 3.0407
November 3.0933 3.0281 3.0633
December 3.1273 3.0519 3.0960