2021 TND to HRK Historical Review

YEARLY HIGH

2.3534 HRK

YEARLY LOW

2.2460 HRK

YEARLY AVERAGE

2.2922 HRK

2021 TND to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 2.3534. Conversely, the yearly low was recorded on June 10, dropping to 2.2460.

This high-to-low spread represents a total annual volatility of 0.1075 HRK. From a start-to-finish perspective, comparing the January average rate of 2.3033 to the December average rate of 2.3128, the exchange rate registered a net change of 0.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.3534 was down 3.56% compared to the 2020 peak of 2.4403, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 11,767 HRK

2020 Average 11,782 HRK

Yearly Trough Low 11,230 HRK

Transaction Impact: A difference of 537.25 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.3183

2.2612

JanuMarcMayJulySeptNove

TND to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2917, compared to 2.2927 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 2.2917

H2 Avg (Jul–Dec) 2.2927

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0690 HRK (High: 2.3534 / Low: 2.2844). On the other end, October was the most stable month, with a tight range of 0.0259 HRK (High: 2.3053 / Low: 2.2794).

November Spread (Volatile) ±0.0690

October Spread (Stable) ±0.0259

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0229 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0229

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 2.3095) against the same month in 2020 (average: 2.3243), the exchange rate shifted by -0.0148 (-0.64%).

2021 Avg (November) 2.3095

2020 Avg (November) 2.3243

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3162	2.2858	2.3033
February	2.3255	2.2843	2.3083
March	2.3257	2.2952	2.3135
April	2.3141	2.2731	2.2906
May	2.2937	2.2515	2.2682
June	2.2859	2.2460	2.2660
July	2.2980	2.2629	2.2777
August	2.3041	2.2617	2.2846
September	2.3048	2.2612	2.2788
October	2.3053	2.2794	2.2930
November	2.3534	2.2844	2.3095
December	2.3426	2.2985	2.3128