2022 TND to HRK Historical Review

YEARLY HIGH

2.4841 HRK

YEARLY LOW

2.1994 HRK

YEARLY AVERAGE

2.3245 HRK

2022 TND to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the TND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 21, valuing the pair at 2.4841. Conversely, the yearly low was recorded on December 1, dropping to 2.1994.

This high-to-low spread represents a total annual volatility of 0.2847 HRK. From a start-to-finish perspective, comparing the January average rate of 2.3032 to the December average rate of 2.2475, the exchange rate registered a net change of -2.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 2.4841 was up 5.55% compared to the 2021 peak of 2.3534, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 12,421 HRK

2021 Average 11,461 HRK

Yearly Trough Low 10,997 HRK

Transaction Impact: A difference of 1,423.74 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

2.3861

2.2349

JanuMarcMayJulySeptNove

TND to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3210, compared to 2.3279 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 2.3210

H2 Avg (Jul–Dec) 2.3279

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.1685 HRK (High: 2.3886 / Low: 2.2201). On the other end, February was the most stable month, with a tight range of 0.0305 HRK (High: 2.3247 / Low: 2.2943).

November Spread (Volatile) ±0.1685

February Spread (Stable) ±0.0305

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0601 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0601

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 2.3536) against the same month in 2021 (average: 2.2788), the exchange rate shifted by +0.0748 (+3.28%).

2022 Avg (September) 2.3536

2021 Avg (September) 2.2788

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3289	2.2792	2.3032
February	2.3247	2.2943	2.3069
March	2.3577	2.3030	2.3329
April	2.3670	2.2982	2.3299
May	2.3571	2.3081	2.3296
June	2.3491	2.3005	2.3233
July	2.4251	2.3150	2.3735
August	2.3729	2.3241	2.3473
September	2.4841	2.3279	2.3536
October	2.3741	2.3049	2.3530
November	2.3886	2.2201	2.2928
December	2.2731	2.1994	2.2475