YEARLY HIGH
3.7193 HRK
YEARLY LOW
3.3182 HRK
YEARLY AVERAGE
3.5147 HRK

2013 TND to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the TND to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 3.7193. Conversely, the yearly low was recorded on December 15, dropping to 3.3182.

This high-to-low spread represents a total annual volatility of 0.4011 HRK. From a start-to-finish perspective, comparing the January average rate of 3.6615 to the December average rate of 3.3574, the exchange rate registered a net change of -8.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.7193 was down 4.79% compared to the 2012 peak of 3.9062, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 18,596 HRK
2012 Average 18,741 HRK
Yearly Trough Low 16,591 HRK
Transaction Impact: A difference of 2,005.30 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.7312
3.3234
JanuMarcMayJulySeptNove

TND to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6138, compared to 3.4157 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1980 points.

H1 Avg (Jan–Jun) 3.6138
H2 Avg (Jul–Dec) 3.4157

Volatility Range Comparison

Volatility

The most volatile month in 2013 was April, with a trading range of 0.1231 HRK (High: 3.7171 / Low: 3.5940). On the other end, October was the most stable month, with a tight range of 0.0294 HRK (High: 3.4191 / Low: 3.3897).

April Spread (Volatile) ±0.1231
October Spread (Stable) ±0.0294

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1097 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 3.6972) against the same month in 2012 (average: 3.7815), the exchange rate shifted by -0.0843 (-2.23%).

2013 Avg (March) 3.6972
2012 Avg (March) 3.7815

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7006 3.6299 3.6615
February 3.6804 3.6155 3.6440
March 3.7193 3.6688 3.6972
April 3.7171 3.5940 3.6538
May 3.5874 3.5026 3.5441
June 3.5465 3.4502 3.4819
July 3.4868 3.4218 3.4528
August 3.4637 3.4167 3.4366
September 3.4765 3.4127 3.4496
October 3.4191 3.3897 3.4049
November 3.4131 3.3676 3.3931
December 3.3843 3.3182 3.3574