2025 UGX to BIF Historical Review

YEARLY HIGH

0.8673 BIF

YEARLY LOW

0.7921 BIF

YEARLY AVERAGE

0.8213 BIF

2025 UGX to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the UGX to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 12, valuing the pair at 0.8673. Conversely, the yearly low was recorded on January 8, dropping to 0.7921.

This high-to-low spread represents a total annual volatility of 0.0752 BIF. From a start-to-finish perspective, comparing the January average rate of 0.7998 to the December average rate of 0.8280, the exchange rate registered a net change of 3.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.8673 was up 6.81% compared to the 2024 peak of 0.8121, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UGX based on timing:

Yearly Peak High 4,337 BIF

2024 Average 3,842 BIF

Yearly Trough Low 3,961 BIF

Transaction Impact: A difference of 376.11 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.8567

0.7946

JanuMarcMayJulySeptNove

UGX to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8073, compared to 0.8354 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0281 points.

H1 Avg (Jan–Jun) 0.8073

H2 Avg (Jul–Dec) 0.8354

Volatility Range Comparison

Volatility

The most volatile month in 2025 was November, with a trading range of 0.0405 BIF (High: 0.8464 / Low: 0.8059). On the other end, February was the most stable month, with a tight range of 0.0113 BIF (High: 0.8066 / Low: 0.7953).

November Spread (Volatile) ±0.0405

February Spread (Stable) ±0.0113

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0242 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0242

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 0.8515) against the same month in 2024 (average: 0.7913), the exchange rate shifted by +0.0602 (+7.61%).

2025 Avg (October) 0.8515

2024 Avg (October) 0.7913

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8055	0.7921	0.7998
February	0.8066	0.7953	0.8029
March	0.8182	0.7934	0.8056
April	0.8155	0.7926	0.8075
May	0.8188	0.7989	0.8076
June	0.8271	0.8124	0.8204
July	0.8335	0.8169	0.8263
August	0.8405	0.8191	0.8334
September	0.8523	0.8384	0.8458
October	0.8673	0.8433	0.8515
November	0.8464	0.8059	0.8273
December	0.8390	0.8171	0.8280