YEARLY HIGH
0.8549 BIF
YEARLY LOW
0.7613 BIF
YEARLY AVERAGE
0.8060 BIF

2026 UGX to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the UGX to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 0.8549. Conversely, the yearly low was recorded on March 9, dropping to 0.7613.

This high-to-low spread represents a total annual volatility of 0.0936 BIF. From a start-to-finish perspective, comparing the January average rate of 0.8295 to the December average rate of 0.7918, the exchange rate registered a net change of -4.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.8549 was down 1.43% compared to the 2025 peak of 0.8673, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UGX based on timing:

Yearly Peak High 4,274 BIF
2025 Average 4,107 BIF
Yearly Trough Low 3,806 BIF
Transaction Impact: A difference of 468.23 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8349
0.7860
JanuFebrMarcApriMayJune

UGX to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8060, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8060 points.

H1 Avg (Jan–Jun) 0.8060
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0619 BIF (High: 0.8232 / Low: 0.7613). On the other end, June was the most stable month, with a tight range of 0.0078 BIF (High: 0.7961 / Low: 0.7883).

March Spread (Volatile) ±0.0619
June Spread (Stable) ±0.0078

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0365 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0365

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.8295) against the same month in 2025 (average: 0.7998), the exchange rate shifted by +0.0296 (+3.71%).

2026 Avg (January) 0.8295
2025 Avg (January) 0.7998

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8549 0.8165 0.8295
February 0.8391 0.8228 0.8309
March 0.8232 0.7613 0.7943
April 0.8067 0.7911 0.7995
May 0.7963 0.7880 0.7900
June 0.7961 0.7883 0.7918