2012 BAM to CZK Historical Review

YEARLY HIGH

13.2572 CZK

YEARLY LOW

12.4444 CZK

YEARLY AVERAGE

12.8420 CZK

2012 BAM to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 26, valuing the pair at 13.2572. Conversely, the yearly low was recorded on September 16, dropping to 12.4444.

This high-to-low spread represents a total annual volatility of 0.8128 CZK. From a start-to-finish perspective, comparing the January average rate of 13.0378 to the December average rate of 12.8674, the exchange rate registered a net change of -1.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 13.2572 was down 0.45% compared to the 2011 peak of 13.3171, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 66,286 CZK

2011 Average 62,799 CZK

Yearly Trough Low 62,222 CZK

Transaction Impact: A difference of 4,063.83 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

13.1503

12.5454

JanuMarcMayJulySeptNove

BAM to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.8499, compared to 12.8341 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0158 points.

H1 Avg (Jan–Jun) 12.8499

H2 Avg (Jul–Dec) 12.8341

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.4263 CZK (High: 13.1167 / Low: 12.6904). On the other end, December was the most stable month, with a tight range of 0.1113 CZK (High: 12.9124 / Low: 12.8011).

May Spread (Volatile) ±0.4263

December Spread (Stable) ±0.1113

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2468 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2468

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 13.0999) against the same month in 2011 (average: 12.4069), the exchange rate shifted by +0.6930 (+5.59%).

2012 Avg (June) 13.0999

2011 Avg (June) 12.4069

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.2139	12.8412	13.0378
February	12.9238	12.6515	12.7910
March	12.7069	12.5040	12.5958
April	12.7928	12.5530	12.6629
May	13.1167	12.6904	12.9118
June	13.2572	12.9277	13.0999
July	13.1358	12.8985	13.0075
August	13.0037	12.6561	12.7815
September	12.8410	12.4444	12.6494
October	12.8151	12.6336	12.7365
November	13.0597	12.8608	12.9624
December	12.9124	12.8011	12.8674