2021 BAM to CZK Historical Review

YEARLY HIGH

13.5169 CZK

YEARLY LOW

12.6566 CZK

YEARLY AVERAGE

13.1146 CZK

2021 BAM to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 13.5169. Conversely, the yearly low was recorded on December 31, dropping to 12.6566.

This high-to-low spread represents a total annual volatility of 0.8603 CZK. From a start-to-finish perspective, comparing the January average rate of 13.3700 to the December average rate of 12.9024, the exchange rate registered a net change of -3.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.5169 was down 5.63% compared to the 2020 peak of 14.3239, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 67,585 CZK

2020 Average 67,621 CZK

Yearly Trough Low 63,283 CZK

Transaction Impact: A difference of 4,301.54 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.4347

12.8540

JanuMarcMayJulySeptNove

BAM to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.2196, compared to 13.0097 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2100 points.

H1 Avg (Jan–Jun) 13.2196

H2 Avg (Jul–Dec) 13.0097

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.3917 CZK (High: 13.0483 / Low: 12.6566). On the other end, January was the most stable month, with a tight range of 0.1433 CZK (High: 13.4410 / Low: 13.2977).

December Spread (Volatile) ±0.3917

January Spread (Stable) ±0.1433

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1810 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1810

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 13.3863) against the same month in 2020 (average: 13.5881), the exchange rate shifted by -0.2018 (-1.49%).

2021 Avg (March) 13.3863

2020 Avg (March) 13.5881

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.4410	13.2977	13.3700
February	13.4277	13.1079	13.2265
March	13.5169	13.2500	13.3863
April	13.3533	13.1062	13.2410
May	13.2923	12.9570	13.0600
June	13.1717	12.9563	13.0339
July	13.2178	13.0101	13.1073
August	13.0904	12.9359	13.0219
September	13.1085	12.9260	12.9933
October	13.2314	12.9203	13.0490
November	13.1145	12.8571	12.9841
December	13.0483	12.6566	12.9024