2024 BAM to CZK Historical Review

YEARLY HIGH

13.1501 CZK

YEARLY LOW

12.5335 CZK

YEARLY AVERAGE

12.8466 CZK

2024 BAM to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BAM to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 10, valuing the pair at 13.1501. Conversely, the yearly low was recorded on January 10, dropping to 12.5335.

This high-to-low spread represents a total annual volatility of 0.6166 CZK. From a start-to-finish perspective, comparing the January average rate of 12.6446 to the December average rate of 12.8588, the exchange rate registered a net change of 1.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 13.1501 was up 3.47% compared to the 2023 peak of 12.7096, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 65,751 CZK

2023 Average 61,377 CZK

Yearly Trough Low 62,668 CZK

Transaction Impact: A difference of 3,082.99 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

12.9783

12.6143

JanuMarcMayJulySeptNove

BAM to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.7994, compared to 12.8937 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0943 points.

H1 Avg (Jan–Jun) 12.7994

H2 Avg (Jul–Dec) 12.8937

Volatility Range Comparison

Volatility

The most volatile month in 2024 was February, with a trading range of 0.3508 CZK (High: 13.0395 / Low: 12.6887). On the other end, October was the most stable month, with a tight range of 0.1296 CZK (High: 12.9870 / Low: 12.8573).

February Spread (Volatile) ±0.3508

October Spread (Stable) ±0.1296

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2532 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2532

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2024: 12.9385) against the same month in 2023 (average: 11.9967), the exchange rate shifted by +0.9418 (+7.85%).

2024 Avg (April) 12.9385

2023 Avg (April) 11.9967

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.7546	12.5335	12.6446
February	13.0395	12.6887	12.9132
March	13.0326	12.7807	12.9351
April	13.1501	12.8548	12.9385
May	12.8359	12.5633	12.6853
June	12.8007	12.5441	12.6799
July	13.0150	12.8190	12.9280
August	12.9561	12.7157	12.8549
September	12.9602	12.7507	12.8356
October	12.9870	12.8573	12.9372
November	13.0286	12.8677	12.9479
December	13.0286	12.7554	12.8588