2015 BAM to CZK Historical Review

YEARLY HIGH

14.4613 CZK

YEARLY LOW

13.7954 CZK

YEARLY AVERAGE

13.9499 CZK

2015 BAM to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 14.4613. Conversely, the yearly low was recorded on August 24, dropping to 13.7954.

This high-to-low spread represents a total annual volatility of 0.6659 CZK. From a start-to-finish perspective, comparing the January average rate of 14.2499 to the December average rate of 13.8166, the exchange rate registered a net change of -3.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 14.4613 was up 1.27% compared to the 2014 peak of 14.2796, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 72,306 CZK

2014 Average 70,351 CZK

Yearly Trough Low 68,977 CZK

Transaction Impact: A difference of 3,329.30 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

14.2932

13.7733

JanuMarcMayJulySeptNove

BAM to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.0613, compared to 13.8385 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2228 points.

H1 Avg (Jan–Jun) 14.0613

H2 Avg (Jul–Dec) 13.8385

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.3045 CZK (High: 14.4613 / Low: 14.1567). On the other end, December was the most stable month, with a tight range of 0.0366 CZK (High: 13.8325 / Low: 13.7959).

January Spread (Volatile) ±0.3045

December Spread (Stable) ±0.0366

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1377 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1377

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 14.2499) against the same month in 2014 (average: 14.0412), the exchange rate shifted by +0.2087 (+1.49%).

2015 Avg (January) 14.2499

2014 Avg (January) 14.0412

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.4613	14.1567	14.2499
February	14.1979	13.9706	14.1122
March	14.0880	13.9295	14.0047
April	14.0967	13.9743	14.0262
May	14.0419	13.9821	14.0144
June	14.0351	13.8802	13.9605
July	13.9520	13.8152	13.8495
August	13.8629	13.7954	13.8225
September	13.9395	13.8153	13.8584
October	13.8868	13.8410	13.8593
November	13.8565	13.8068	13.8249
December	13.8325	13.7959	13.8166