2020 BAM to CZK Historical Review

YEARLY HIGH

14.3239 CZK

YEARLY LOW

12.7028 CZK

YEARLY AVERAGE

13.5221 CZK

2020 BAM to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 14.3239. Conversely, the yearly low was recorded on February 17, dropping to 12.7028.

This high-to-low spread represents a total annual volatility of 1.6211 CZK. From a start-to-finish perspective, comparing the January average rate of 12.8954 to the December average rate of 13.4394, the exchange rate registered a net change of 4.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 14.3239 was up 7.26% compared to the 2019 peak of 13.3541, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 71,620 CZK

2019 Average 65,625 CZK

Yearly Trough Low 63,514 CZK

Transaction Impact: A difference of 8,105.53 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14.0504

12.7032

JanuMarcMayJulySeptNove

BAM to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.4676, compared to 13.5766 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1090 points.

H1 Avg (Jan–Jun) 13.4676

H2 Avg (Jul–Dec) 13.5766

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3960 CZK (High: 14.3239 / Low: 12.9280). On the other end, January was the most stable month, with a tight range of 0.1562 CZK (High: 12.9744 / Low: 12.8182).

March Spread (Volatile) ±1.3960

January Spread (Stable) ±0.1562

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3923 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3923

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 13.5881) against the same month in 2019 (average: 13.1447), the exchange rate shifted by +0.4434 (+3.37%).

2020 Avg (March) 13.5881

2019 Avg (March) 13.1447

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.9744	12.8182	12.8954
February	12.9750	12.7028	12.8155
March	14.3239	12.9280	13.5881
April	14.2269	13.6764	13.9382
May	14.1615	13.7136	13.9327
June	13.7680	13.4743	13.6360
July	13.6731	13.2691	13.5379
August	13.5085	13.2521	13.3736
September	13.8968	13.4609	13.6843
October	14.0512	13.7399	13.9083
November	13.9782	13.3200	13.5160
December	13.5941	13.3193	13.4394