2025 BAM to CZK Historical Review

YEARLY HIGH

12.9771 CZK

YEARLY LOW

12.3070 CZK

YEARLY AVERAGE

12.6198 CZK

2025 BAM to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 22, valuing the pair at 12.9771. Conversely, the yearly low was recorded on November 13, dropping to 12.3070.

This high-to-low spread represents a total annual volatility of 0.6702 CZK. From a start-to-finish perspective, comparing the January average rate of 12.8695 to the December average rate of 12.4018, the exchange rate registered a net change of -3.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 12.9771 was down 1.32% compared to the 2024 peak of 13.1501, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 64,886 CZK

2024 Average 64,231 CZK

Yearly Trough Low 61,535 CZK

Transaction Impact: A difference of 3,350.89 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

12.9171

12.3461

JanuMarcMayJulySeptNove

BAM to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.7751, compared to 12.4646 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3105 points.

H1 Avg (Jan–Jun) 12.7751

H2 Avg (Jul–Dec) 12.4646

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.5199 CZK (High: 12.9771 / Low: 12.4572). On the other end, December was the most stable month, with a tight range of 0.1218 CZK (High: 12.4448 / Low: 12.3230).

April Spread (Volatile) ±0.5199

December Spread (Stable) ±0.1218

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0799 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0799

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 12.7651) against the same month in 2024 (average: 12.9385), the exchange rate shifted by -0.1734 (-1.34%).

2025 Avg (April) 12.7651

2024 Avg (April) 12.9385

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.9581	12.7670	12.8695
February	12.9515	12.7076	12.8213
March	12.9515	12.6566	12.7870
April	12.9771	12.4572	12.7651
May	12.8540	12.6357	12.7437
June	12.7948	12.5611	12.6638
July	12.6875	12.5194	12.5997
August	12.6432	12.3750	12.5198
September	12.5255	12.3180	12.4411
October	12.5146	12.3634	12.4312
November	12.5218	12.3070	12.3937
December	12.4448	12.3230	12.4018