YEARLY HIGH
12.6199 CZK
YEARLY LOW
12.2770 CZK
YEARLY AVERAGE
12.4332 CZK

2026 BAM to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BAM to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 12.6199. Conversely, the yearly low was recorded on January 27, dropping to 12.2770.

This high-to-low spread represents a total annual volatility of 0.3428 CZK. From a start-to-finish perspective, comparing the January average rate of 12.3971 to the December average rate of 12.4041, the exchange rate registered a net change of 0.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 12.6199 was down 2.75% compared to the 2025 peak of 12.9771, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 63,099 CZK
2025 Average 63,094 CZK
Yearly Trough Low 61,385 CZK
Transaction Impact: A difference of 1,714.25 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

12.5196
12.3860
JanuFebrMarcApriMayJune

BAM to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.4332, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 12.4332 points.

H1 Avg (Jan–Jun) 12.4332
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.2239 CZK (High: 12.6032 / Low: 12.3793). On the other end, May was the most stable month, with a tight range of 0.0539 CZK (High: 12.4494 / Low: 12.3955).

April Spread (Volatile) ±0.2239
May Spread (Stable) ±0.0539

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0520 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0520

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 12.5085) against the same month in 2025 (average: 12.7870), the exchange rate shifted by -0.2785 (-2.18%).

2026 Avg (March) 12.5085
2025 Avg (March) 12.7870

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12.4883 12.2770 12.3971
February 12.4865 12.3479 12.4080
March 12.6199 12.3960 12.5085
April 12.6032 12.3793 12.4668
May 12.4494 12.3955 12.4148
June 12.4974 12.3499 12.4041