2014 BAM to CZK Historical Review

YEARLY HIGH

14.2796 CZK

YEARLY LOW

13.9343 CZK

YEARLY AVERAGE

14.0699 CZK

2014 BAM to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 14.2796. Conversely, the yearly low was recorded on February 28, dropping to 13.9343.

This high-to-low spread represents a total annual volatility of 0.3452 CZK. From a start-to-finish perspective, comparing the January average rate of 14.0412 to the December average rate of 14.1261, the exchange rate registered a net change of 0.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 14.2796 was up 0.95% compared to the 2013 peak of 14.1452, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 71,398 CZK

2013 Average 66,368 CZK

Yearly Trough Low 69,672 CZK

Transaction Impact: A difference of 1,726.20 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

14.2356

13.9729

JanuMarcMayJulySeptNove

BAM to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.0225, compared to 14.1173 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0948 points.

H1 Avg (Jan–Jun) 14.0225

H2 Avg (Jul–Dec) 14.1173

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.1827 CZK (High: 14.2086 / Low: 14.0260). On the other end, April was the most stable month, with a tight range of 0.0325 CZK (High: 14.0368 / Low: 14.0043).

October Spread (Volatile) ±0.1827

April Spread (Stable) ±0.0325

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1184 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1184

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 14.2137) against the same month in 2013 (average: 13.1847), the exchange rate shifted by +1.0290 (+7.80%).

2014 Avg (August) 14.2137

2013 Avg (August) 13.1847

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.1029	13.9830	14.0412
February	14.0810	13.9343	14.0234
March	14.0428	13.9379	13.9948
April	14.0368	14.0043	14.0245
May	14.0457	13.9870	14.0229
June	14.0521	14.0121	14.0283
July	14.1271	14.0190	14.0341
August	14.2796	14.1307	14.2137
September	14.1797	14.0584	14.0953
October	14.2086	14.0260	14.0897
November	14.2087	14.0856	14.1448
December	14.2032	14.0758	14.1261