2013 BAM to CZK Historical Review

YEARLY HIGH

14.1452 CZK

YEARLY LOW

12.8462 CZK

YEARLY AVERAGE

13.2719 CZK

2013 BAM to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BAM to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 14.1452. Conversely, the yearly low was recorded on January 1, dropping to 12.8462.

This high-to-low spread represents a total annual volatility of 1.2990 CZK. From a start-to-finish perspective, comparing the January average rate of 13.0417 to the December average rate of 14.0501, the exchange rate registered a net change of 7.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 14.1452 was up 6.70% compared to the 2012 peak of 13.2572, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 70,726 CZK

2012 Average 64,211 CZK

Yearly Trough Low 64,231 CZK

Transaction Impact: A difference of 6,494.86 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

14.1541

12.9062

JanuMarcMayJulySeptNove

BAM to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.1220, compared to 13.4218 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2998 points.

H1 Avg (Jan–Jun) 13.1220

H2 Avg (Jul–Dec) 13.4218

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.8077 CZK (High: 13.9858 / Low: 13.1781). On the other end, September was the most stable month, with a tight range of 0.1248 CZK (High: 13.2509 / Low: 13.1261).

November Spread (Volatile) ±0.8077

September Spread (Stable) ±0.1248

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0705 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0705

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 14.0501) against the same month in 2012 (average: 12.8674), the exchange rate shifted by +1.1827 (+9.19%).

2013 Avg (December) 14.0501

2012 Avg (December) 12.8674

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.1124	12.8462	13.0417
February	13.1377	12.8883	13.0102
March	13.1913	12.9975	13.1067
April	13.2581	13.1272	13.1911
May	13.3499	13.1018	13.2217
June	13.2955	13.0625	13.1608
July	13.3304	13.1996	13.2552
August	13.2690	13.1181	13.1847
September	13.2509	13.1261	13.1724
October	13.1946	13.0398	13.1133
November	13.9858	13.1781	13.7551
December	14.1452	13.9784	14.0501