2019 BAM to CZK Historical Review

YEARLY HIGH

13.3541 CZK

YEARLY LOW

12.9164 CZK

YEARLY AVERAGE

13.1252 CZK

2019 BAM to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BAM to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 8, valuing the pair at 13.3541. Conversely, the yearly low was recorded on December 28, dropping to 12.9164.

This high-to-low spread represents a total annual volatility of 0.4377 CZK. From a start-to-finish perspective, comparing the January average rate of 13.1110 to the December average rate of 13.0290, the exchange rate registered a net change of -0.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 13.3541 was down 1.58% compared to the 2018 peak of 13.5683, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 66,771 CZK

2018 Average 65,633 CZK

Yearly Trough Low 64,582 CZK

Transaction Impact: A difference of 2,188.67 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

13.2505

13.0089

JanuMarcMayJulySeptNove

BAM to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.1304, compared to 13.1201 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0102 points.

H1 Avg (Jan–Jun) 13.1304

H2 Avg (Jul–Dec) 13.1201

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.3147 CZK (High: 13.3070 / Low: 12.9923). On the other end, November was the most stable month, with a tight range of 0.0734 CZK (High: 13.1000 / Low: 13.0266).

January Spread (Volatile) ±0.3147

November Spread (Stable) ±0.0734

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1073 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 13.2304) against the same month in 2018 (average: 13.1518), the exchange rate shifted by +0.0786 (+0.60%).

2019 Avg (September) 13.2304

2018 Avg (September) 13.1518

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.3070	12.9923	13.1110
February	13.2746	13.0572	13.1514
March	13.2342	13.0362	13.1447
April	13.2295	13.0501	13.1324
May	13.2439	13.0878	13.1681
June	13.2443	12.9938	13.0746
July	13.2326	13.0082	13.0725
August	13.3484	13.1097	13.2052
September	13.3541	13.1738	13.2304
October	13.2248	13.0053	13.1230
November	13.1000	13.0266	13.0607
December	13.0946	12.9164	13.0290