2020 BGN to DJF Historical Review

YEARLY HIGH

111.8156 DJF

YEARLY LOW

97.1329 DJF

YEARLY AVERAGE

103.8928 DJF

2020 BGN to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 111.8156. Conversely, the yearly low was recorded on March 19, dropping to 97.1329.

This high-to-low spread represents a total annual volatility of 14.6827 DJF. From a start-to-finish perspective, comparing the January average rate of 101.0617 to the December average rate of 110.7827, the exchange rate registered a net change of 9.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 111.8156 was up 6.41% compared to the 2019 peak of 105.0833, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 559,078 DJF

2019 Average 509,235 DJF

Yearly Trough Low 485,664 DJF

Transaction Impact: A difference of 73,413.58 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

111.9689

97.7346

JanuMarcMayJulySeptNove

BGN to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 100.2926, compared to 107.4931 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.2004 points.

H1 Avg (Jan–Jun) 100.2926

H2 Avg (Jul–Dec) 107.4931

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 6.5775 DJF (High: 103.7103 / Low: 97.1329). On the other end, August was the most stable month, with a tight range of 1.7089 DJF (High: 108.5662 / Low: 106.8573).

March Spread (Volatile) ±6.5775

August Spread (Stable) ±1.7089

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.7114 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.7114

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 110.7827) against the same month in 2019 (average: 101.1311), the exchange rate shifted by +9.6516 (+9.54%).

2020 Avg (December) 110.7827

2019 Avg (December) 101.1311

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	102.0693	100.2534	101.0617
February	100.9225	98.2017	99.4004
March	103.7103	97.1329	100.6323
April	99.9815	98.0522	98.9208
May	101.0753	98.3006	99.3070
June	103.5044	101.3620	102.4335
July	107.8196	102.2900	104.3034
August	108.5662	106.8573	107.6756
September	108.3406	105.7635	107.2444
October	108.0057	106.1209	107.1329
November	108.8867	105.8328	107.8194
December	111.8156	109.9691	110.7827