2026 BGN to DJF Historical Review

YEARLY HIGH

109.3184 DJF

YEARLY LOW

103.2157 DJF

YEARLY AVERAGE

105.6415 DJF

2026 BGN to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 109.3184. Conversely, the yearly low was recorded on June 24, dropping to 103.2157.

This high-to-low spread represents a total annual volatility of 6.1027 DJF. From a start-to-finish perspective, comparing the January average rate of 106.7329 to the December average rate of 104.6685, the exchange rate registered a net change of -1.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 109.3184 was up 1.31% compared to the 2025 peak of 107.9079, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 546,592 DJF

2025 Average 514,005 DJF

Yearly Trough Low 516,078 DJF

Transaction Impact: A difference of 30,513.27 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

107.8952

103.5188

JanuMarcMayJuly

BGN to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 106.0966, compared to 104.2760 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8206 points.

H1 Avg (Jan–Jun) 106.0966

H2 Avg (Jul–Dec) 104.2760

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 4.0546 DJF (High: 109.3184 / Low: 105.2638). On the other end, August was the most stable month, with a tight range of 0.0000 DJF (High: 104.6685 / Low: 104.6685).

January Spread (Volatile) ±4.0546

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.4556 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.4556

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 106.7329) against the same month in 2025 (average: 94.1366), the exchange rate shifted by +12.5963 (+13.38%).

2026 Avg (January) 106.7329

2025 Avg (January) 94.1366

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	109.3184	105.2638	106.7329
February	108.7476	106.9675	107.5305
March	106.8986	103.6091	105.0749
April	107.4321	104.7319	106.3549
May	106.6750	105.7797	106.1894
June	105.9464	103.2157	104.6972
July	104.3858	103.4680	103.8835
August	104.6685	104.6685	104.6685