YEARLY HIGH
107.9079 DJF
YEARLY LOW
93.1465 DJF
YEARLY AVERAGE
102.7565 DJF

2025 BGN to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 107.9079. Conversely, the yearly low was recorded on January 13, dropping to 93.1465.

This high-to-low spread represents a total annual volatility of 14.7614 DJF. From a start-to-finish perspective, comparing the January average rate of 94.1366 to the December average rate of 106.5270, the exchange rate registered a net change of 13.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 107.9079 was up 5.89% compared to the 2024 peak of 101.9031, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 539,539 DJF
2024 Average 491,923 DJF
Yearly Trough Low 465,732 DJF
Transaction Impact: A difference of 73,807.04 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

107.9612
92.8798
JanuMarcMayJulySeptNove

BGN to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 99.4435, compared to 106.0694 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.6259 points.

H1 Avg (Jan–Jun) 99.4435
H2 Avg (Jul–Dec) 106.0694

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 5.4799 DJF (High: 103.8923 / Low: 98.4125). On the other end, December was the most stable month, with a tight range of 1.5000 DJF (High: 107.1720 / Low: 105.6719).

April Spread (Volatile) ±5.4799
December Spread (Stable) ±1.5000

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.7951 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.7951

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 106.7044) against the same month in 2024 (average: 101.0563), the exchange rate shifted by +5.6482 (+5.59%).

2025 Avg (September) 106.7044
2024 Avg (September) 101.0563

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 95.4341 93.1465 94.1366
February 95.5956 93.7006 94.7643
March 99.4419 94.1595 98.1378
April 103.8923 98.4125 102.1052
May 103.8630 100.9402 102.7255
June 107.1565 102.7076 104.7918
July 107.3342 103.8097 106.2197
August 106.5665 104.2224 105.8975
September 107.9079 105.8585 106.7044
October 107.1520 104.6229 105.9093
November 106.0489 104.3669 105.1585
December 107.1720 105.6719 106.5270