2012 BIF to CZK Historical Review

YEARLY HIGH

0.0157 CZK

YEARLY LOW

0.0123 CZK

YEARLY AVERAGE

0.0140 CZK

2012 BIF to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 0.0157. Conversely, the yearly low was recorded on December 27, dropping to 0.0123.

This high-to-low spread represents a total annual volatility of 0.0034 CZK. From a start-to-finish perspective, comparing the January average rate of 0.0152 to the December average rate of 0.0126, the exchange rate registered a net change of -17.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0157 was down 6.21% compared to the 2011 peak of 0.0167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 79 CZK

2011 Average 73 CZK

Yearly Trough Low 61 CZK

Transaction Impact: A difference of 17.12 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0155

0.0123

JanuMarcMayJulySeptNove

BIF to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0145, compared to 0.0134 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0145

H2 Avg (Jul–Dec) 0.0134

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0011 CZK (High: 0.0147 / Low: 0.0136). On the other end, March was the most stable month, with a tight range of 0.0004 CZK (High: 0.0147 / Low: 0.0142).

April Spread (Volatile) ±0.0011

March Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0008 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0152) against the same month in 2011 (average: 0.0161), the exchange rate shifted by -0.0009 (-5.53%).

2012 Avg (January) 0.0152

2011 Avg (January) 0.0161

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0157	0.0148	0.0152
February	0.0148	0.0142	0.0146
March	0.0147	0.0142	0.0144
April	0.0147	0.0136	0.0143
May	0.0147	0.0137	0.0142
June	0.0149	0.0143	0.0146
July	0.0148	0.0142	0.0145
August	0.0143	0.0137	0.0140
September	0.0137	0.0128	0.0132
October	0.0133	0.0127	0.0130
November	0.0135	0.0128	0.0132
December	0.0130	0.0123	0.0126