2019 BIF to CZK Historical Review

YEARLY HIGH

0.0128 CZK

YEARLY LOW

0.0120 CZK

YEARLY AVERAGE

0.0124 CZK

2019 BIF to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 0.0128. Conversely, the yearly low was recorded on December 31, dropping to 0.0120.

This high-to-low spread represents a total annual volatility of 0.0008 CZK. From a start-to-finish perspective, comparing the January average rate of 0.0124 to the December average rate of 0.0122, the exchange rate registered a net change of -1.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0128 was down 1.26% compared to the 2018 peak of 0.0130, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 64 CZK

2018 Average 61 CZK

Yearly Trough Low 60 CZK

Transaction Impact: A difference of 3.80 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0127

0.0122

JanuMarcMayJulySeptNove

BIF to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0125, compared to 0.0124 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0125

H2 Avg (Jul–Dec) 0.0124

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.0006 CZK (High: 0.0128 / Low: 0.0122). On the other end, May was the most stable month, with a tight range of 0.0001 CZK (High: 0.0126 / Low: 0.0125).

October Spread (Volatile) ±0.0006

May Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.0126) against the same month in 2018 (average: 0.0125), the exchange rate shifted by +0.0000 (+0.32%).

2019 Avg (August) 0.0126

2018 Avg (August) 0.0125

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0127	0.0123	0.0124
February	0.0127	0.0123	0.0125
March	0.0126	0.0123	0.0125
April	0.0126	0.0124	0.0125
May	0.0126	0.0125	0.0125
June	0.0126	0.0121	0.0123
July	0.0126	0.0122	0.0124
August	0.0128	0.0125	0.0126
September	0.0128	0.0125	0.0127
October	0.0128	0.0122	0.0125
November	0.0124	0.0122	0.0123
December	0.0124	0.0120	0.0122