2020 BIF to CZK Historical Review

YEARLY HIGH

0.0138 CZK

YEARLY LOW

0.0110 CZK

YEARLY AVERAGE

0.0121 CZK

2020 BIF to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0138. Conversely, the yearly low was recorded on December 19, dropping to 0.0110.

This high-to-low spread represents a total annual volatility of 0.0028 CZK. From a start-to-finish perspective, comparing the January average rate of 0.0121 to the December average rate of 0.0111, the exchange rate registered a net change of -7.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0138 was up 7.58% compared to the 2019 peak of 0.0128, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 69 CZK

2019 Average 62 CZK

Yearly Trough Low 55 CZK

Transaction Impact: A difference of 14.07 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0134

0.0109

JanuMarcMayJulySeptNove

BIF to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0126, compared to 0.0116 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0126

H2 Avg (Jul–Dec) 0.0116

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0020 CZK (High: 0.0138 / Low: 0.0118). On the other end, January was the most stable month, with a tight range of 0.0002 CZK (High: 0.0122 / Low: 0.0119).

March Spread (Volatile) ±0.0020

January Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0007 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0127) against the same month in 2019 (average: 0.0125), the exchange rate shifted by +0.0002 (+1.77%).

2020 Avg (March) 0.0127

2019 Avg (March) 0.0125

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0122	0.0119	0.0121
February	0.0123	0.0120	0.0122
March	0.0138	0.0118	0.0127
April	0.0136	0.0129	0.0132
May	0.0134	0.0127	0.0131
June	0.0127	0.0123	0.0124
July	0.0124	0.0115	0.0120
August	0.0116	0.0114	0.0115
September	0.0121	0.0114	0.0117
October	0.0121	0.0118	0.0119
November	0.0121	0.0113	0.0115
December	0.0113	0.0110	0.0111