2025 BIF to CZK Historical Review

YEARLY HIGH

0.0084 CZK

YEARLY LOW

0.0069 CZK

YEARLY AVERAGE

0.0074 CZK

2025 BIF to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.0084. Conversely, the yearly low was recorded on September 16, dropping to 0.0069.

This high-to-low spread represents a total annual volatility of 0.0015 CZK. From a start-to-finish perspective, comparing the January average rate of 0.0082 to the December average rate of 0.0070, the exchange rate registered a net change of -15.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0084 was down 0.27% compared to the 2024 peak of 0.0084, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 42 CZK

2024 Average 40 CZK

Yearly Trough Low 35 CZK

Transaction Impact: A difference of 7.40 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0084

0.0069

JanuMarcMayJulySeptNove

BIF to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0078, compared to 0.0071 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0078

H2 Avg (Jul–Dec) 0.0071

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0004 CZK (High: 0.0082 / Low: 0.0077). On the other end, December was the most stable month, with a tight range of 0.0001 CZK (High: 0.0071 / Low: 0.0070).

March Spread (Volatile) ±0.0004

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0082) against the same month in 2024 (average: 0.0079), the exchange rate shifted by +0.0003 (+3.81%).

2025 Avg (January) 0.0082

2024 Avg (January) 0.0079

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0084	0.0081	0.0082
February	0.0083	0.0080	0.0082
March	0.0082	0.0077	0.0078
April	0.0078	0.0074	0.0075
May	0.0076	0.0073	0.0075
June	0.0074	0.0071	0.0073
July	0.0073	0.0070	0.0071
August	0.0072	0.0070	0.0071
September	0.0071	0.0069	0.0070
October	0.0072	0.0070	0.0071
November	0.0072	0.0070	0.0071
December	0.0071	0.0070	0.0070