2013 BIF to CZK Historical Review

YEARLY HIGH

0.0131 CZK

YEARLY LOW

0.0120 CZK

YEARLY AVERAGE

0.0126 CZK

2013 BIF to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 20, valuing the pair at 0.0131. Conversely, the yearly low was recorded on February 7, dropping to 0.0120.

This high-to-low spread represents a total annual volatility of 0.0012 CZK. From a start-to-finish perspective, comparing the January average rate of 0.0127 to the December average rate of 0.0130, the exchange rate registered a net change of 2.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0131 was down 16.49% compared to the 2012 peak of 0.0157, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 66 CZK

2012 Average 70 CZK

Yearly Trough Low 60 CZK

Transaction Impact: A difference of 5.81 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0131

0.0121

JanuMarcMayJulySeptNove

BIF to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0126, compared to 0.0127 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0126

H2 Avg (Jul–Dec) 0.0127

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0009 CZK (High: 0.0130 / Low: 0.0121). On the other end, August was the most stable month, with a tight range of 0.0002 CZK (High: 0.0127 / Low: 0.0125).

January Spread (Volatile) ±0.0009

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2013: 0.0129) against the same month in 2012 (average: 0.0132), the exchange rate shifted by -0.0003 (-2.60%).

2013 Avg (November) 0.0129

2012 Avg (November) 0.0132

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0130	0.0121	0.0127
February	0.0127	0.0120	0.0122
March	0.0131	0.0124	0.0127
April	0.0128	0.0125	0.0126
May	0.0129	0.0124	0.0127
June	0.0129	0.0123	0.0126
July	0.0131	0.0127	0.0128
August	0.0127	0.0125	0.0126
September	0.0128	0.0123	0.0125
October	0.0123	0.0120	0.0122
November	0.0131	0.0123	0.0129
December	0.0131	0.0128	0.0130