2014 BIF to CZK Historical Review

YEARLY HIGH

0.0147 CZK

YEARLY LOW

0.0126 CZK

YEARLY AVERAGE

0.0134 CZK

2014 BIF to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.0147. Conversely, the yearly low was recorded on March 14, dropping to 0.0126.

This high-to-low spread represents a total annual volatility of 0.0020 CZK. From a start-to-finish perspective, comparing the January average rate of 0.0130 to the December average rate of 0.0143, the exchange rate registered a net change of 10.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0147 was up 11.83% compared to the 2013 peak of 0.0131, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 73 CZK

2013 Average 63 CZK

Yearly Trough Low 63 CZK

Transaction Impact: A difference of 10.11 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0145

0.0126

JanuMarcMayJulySeptNove

BIF to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0129, compared to 0.0138 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0129

H2 Avg (Jul–Dec) 0.0138

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0006 CZK (High: 0.0147 / Low: 0.0141). On the other end, June was the most stable month, with a tight range of 0.0002 CZK (High: 0.0131 / Low: 0.0130).

December Spread (Volatile) ±0.0006

June Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0002 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0143) against the same month in 2013 (average: 0.0130), the exchange rate shifted by +0.0014 (+10.59%).

2014 Avg (December) 0.0143

2013 Avg (December) 0.0130

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0132	0.0129	0.0130
February	0.0132	0.0127	0.0130
March	0.0129	0.0126	0.0128
April	0.0130	0.0127	0.0128
May	0.0131	0.0127	0.0129
June	0.0131	0.0130	0.0131
July	0.0134	0.0130	0.0131
August	0.0137	0.0133	0.0135
September	0.0140	0.0136	0.0138
October	0.0143	0.0138	0.0140
November	0.0143	0.0141	0.0142
December	0.0147	0.0141	0.0143