2022 BIF to CZK Historical Review

YEARLY HIGH

0.0125 CZK

YEARLY LOW

0.0105 CZK

YEARLY AVERAGE

0.0114 CZK

2022 BIF to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.0125. Conversely, the yearly low was recorded on February 7, dropping to 0.0105.

This high-to-low spread represents a total annual volatility of 0.0020 CZK. From a start-to-finish perspective, comparing the January average rate of 0.0108 to the December average rate of 0.0111, the exchange rate registered a net change of 2.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0125 was up 9.11% compared to the 2021 peak of 0.0115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 62 CZK

2021 Average 55 CZK

Yearly Trough Low 53 CZK

Transaction Impact: A difference of 9.78 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0123

0.0106

JanuMarcMayJulySeptNove

BIF to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0111, compared to 0.0117 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0111

H2 Avg (Jul–Dec) 0.0117

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0010 CZK (High: 0.0118 / Low: 0.0108). On the other end, December was the most stable month, with a tight range of 0.0003 CZK (High: 0.0113 / Low: 0.0109).

March Spread (Volatile) ±0.0010

December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0005 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0121) against the same month in 2021 (average: 0.0108), the exchange rate shifted by +0.0012 (+11.26%).

2022 Avg (September) 0.0121

2021 Avg (September) 0.0108

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0110	0.0106	0.0108
February	0.0112	0.0105	0.0107
March	0.0118	0.0108	0.0112
April	0.0116	0.0107	0.0111
May	0.0118	0.0112	0.0115
June	0.0116	0.0112	0.0114
July	0.0119	0.0115	0.0117
August	0.0121	0.0115	0.0118
September	0.0125	0.0118	0.0121
October	0.0123	0.0119	0.0121
November	0.0121	0.0113	0.0116
December	0.0113	0.0109	0.0111