YEARLY HIGH
0.0084 CZK
YEARLY LOW
0.0077 CZK
YEARLY AVERAGE
0.0081 CZK

2024 BIF to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BIF to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.0084. Conversely, the yearly low was recorded on September 24, dropping to 0.0077.

This high-to-low spread represents a total annual volatility of 0.0007 CZK. From a start-to-finish perspective, comparing the January average rate of 0.0079 to the December average rate of 0.0081, the exchange rate registered a net change of 2.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0084 was down 23.95% compared to the 2023 peak of 0.0110, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 42 CZK
2023 Average 44 CZK
Yearly Trough Low 39 CZK
Transaction Impact: A difference of 3.35 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0083
0.0078
JanuMarcMayJulySeptNove

BIF to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0081, compared to 0.0080 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0081
H2 Avg (Jul–Dec) 0.0080

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0004 CZK (High: 0.0084 / Low: 0.0080). On the other end, July was the most stable month, with a tight range of 0.0001 CZK (High: 0.0082 / Low: 0.0080).

November Spread (Volatile) ±0.0004
July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 0.0082) against the same month in 2023 (average: 0.0080), the exchange rate shifted by +0.0002 (+2.37%).

2024 Avg (November) 0.0082
2023 Avg (November) 0.0080

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0081 0.0078 0.0079
February 0.0083 0.0080 0.0082
March 0.0082 0.0080 0.0081
April 0.0083 0.0082 0.0082
May 0.0082 0.0079 0.0080
June 0.0081 0.0079 0.0080
July 0.0082 0.0080 0.0081
August 0.0082 0.0077 0.0079
September 0.0079 0.0077 0.0078
October 0.0081 0.0078 0.0080
November 0.0084 0.0080 0.0082
December 0.0082 0.0080 0.0081