2018 BIF to CZK Historical Review

YEARLY HIGH

0.0130 CZK

YEARLY LOW

0.0114 CZK

YEARLY AVERAGE

0.0122 CZK

2018 BIF to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 0.0130. Conversely, the yearly low was recorded on February 1, dropping to 0.0114.

This high-to-low spread represents a total annual volatility of 0.0015 CZK. From a start-to-finish perspective, comparing the January average rate of 0.0118 to the December average rate of 0.0126, the exchange rate registered a net change of 6.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0130 was down 16.39% compared to the 2017 peak of 0.0155, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 65 CZK

2017 Average 68 CZK

Yearly Trough Low 57 CZK

Transaction Impact: A difference of 7.67 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0128

0.0115

JanuMarcMayJulySeptNove

BIF to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0119, compared to 0.0125 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0119

H2 Avg (Jul–Dec) 0.0125

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.0008 CZK (High: 0.0127 / Low: 0.0120). On the other end, March was the most stable month, with a tight range of 0.0003 CZK (High: 0.0118 / Low: 0.0116).

May Spread (Volatile) ±0.0008

March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.0127) against the same month in 2017 (average: 0.0124), the exchange rate shifted by +0.0003 (+2.29%).

2018 Avg (November) 0.0127

2017 Avg (November) 0.0124

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0122	0.0115	0.0118
February	0.0118	0.0114	0.0116
March	0.0118	0.0116	0.0117
April	0.0120	0.0115	0.0117
May	0.0127	0.0120	0.0122
June	0.0127	0.0123	0.0125
July	0.0127	0.0123	0.0125
August	0.0128	0.0124	0.0125
September	0.0125	0.0122	0.0124
October	0.0128	0.0123	0.0126
November	0.0130	0.0125	0.0127
December	0.0128	0.0123	0.0126