2015 BIF to CZK Historical Review

YEARLY HIGH

0.0166 CZK

YEARLY LOW

0.0147 CZK

YEARLY AVERAGE

0.0157 CZK

2015 BIF to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 12, valuing the pair at 0.0166. Conversely, the yearly low was recorded on January 3, dropping to 0.0147.

This high-to-low spread represents a total annual volatility of 0.0019 CZK. From a start-to-finish perspective, comparing the January average rate of 0.0153 to the December average rate of 0.0159, the exchange rate registered a net change of 4.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0166 was up 13.25% compared to the 2014 peak of 0.0147, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 83 CZK

2014 Average 67 CZK

Yearly Trough Low 73 CZK

Transaction Impact: A difference of 9.60 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0163

0.0152

JanuMarcMayJulySeptNove

BIF to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0157, compared to 0.0157 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0157

H2 Avg (Jul–Dec) 0.0157

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0011 CZK (High: 0.0158 / Low: 0.0147). On the other end, September was the most stable month, with a tight range of 0.0005 CZK (High: 0.0158 / Low: 0.0153).

January Spread (Volatile) ±0.0011

September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.0162) against the same month in 2014 (average: 0.0128), the exchange rate shifted by +0.0034 (+26.39%).

2015 Avg (April) 0.0162

2014 Avg (April) 0.0128

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0158	0.0147	0.0153
February	0.0157	0.0152	0.0155
March	0.0165	0.0156	0.0161
April	0.0166	0.0156	0.0162
May	0.0161	0.0152	0.0157
June	0.0160	0.0151	0.0155
July	0.0159	0.0149	0.0153
August	0.0160	0.0150	0.0156
September	0.0158	0.0153	0.0155
October	0.0158	0.0151	0.0155
November	0.0165	0.0157	0.0162
December	0.0164	0.0158	0.0159