2012 BIF to TZS Historical Review

YEARLY HIGH

1.2431 TZS

YEARLY LOW

1.0246 TZS

YEARLY AVERAGE

1.1322 TZS

2012 BIF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 1.2431. Conversely, the yearly low was recorded on December 30, dropping to 1.0246.

This high-to-low spread represents a total annual volatility of 0.2184 TZS. From a start-to-finish perspective, comparing the January average rate of 1.2225 to the December average rate of 1.0449, the exchange rate registered a net change of -14.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.2431 was down 15.67% compared to the 2011 peak of 1.4741, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 6,215 TZS

2011 Average 6,553 TZS

Yearly Trough Low 5,123 TZS

Transaction Impact: A difference of 1,092.10 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.2455

1.0267

JanuMarcMayJulySeptNove

BIF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1885, compared to 1.0759 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1126 points.

H1 Avg (Jan–Jun) 1.1885

H2 Avg (Jul–Dec) 1.0759

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0860 TZS (High: 1.2329 / Low: 1.1469). On the other end, August was the most stable month, with a tight range of 0.0157 TZS (High: 1.0992 / Low: 1.0835).

April Spread (Volatile) ±0.0860

August Spread (Stable) ±0.0157

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0685 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0685

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.2225) against the same month in 2011 (average: 1.3129), the exchange rate shifted by -0.0905 (-6.89%).

2012 Avg (January) 1.2225

2011 Avg (January) 1.3129

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2431	1.1957	1.2225
February	1.2376	1.2118	1.2222
March	1.2409	1.2171	1.2273
April	1.2329	1.1469	1.2023
May	1.1577	1.1192	1.1339
June	1.1342	1.1070	1.1227
July	1.1286	1.0893	1.1079
August	1.0992	1.0835	1.0905
September	1.0943	1.0617	1.0800
October	1.0750	1.0581	1.0640
November	1.0861	1.0517	1.0679
December	1.0705	1.0246	1.0449