2014 BIF to TZS Historical Review

YEARLY HIGH

1.1211 TZS

YEARLY LOW

1.0203 TZS

YEARLY AVERAGE

1.0716 TZS

2014 BIF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 1.1211. Conversely, the yearly low was recorded on January 2, dropping to 1.0203.

This high-to-low spread represents a total annual volatility of 0.1007 TZS. From a start-to-finish perspective, comparing the January average rate of 1.0390 to the December average rate of 1.1034, the exchange rate registered a net change of 6.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.1211 was up 3.99% compared to the 2013 peak of 1.0780, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 5,605 TZS

2013 Average 5,216 TZS

Yearly Trough Low 5,102 TZS

Transaction Impact: A difference of 503.59 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.1099

1.0326

JanuMarcMayJulySeptNove

BIF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0576, compared to 1.0855 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0279 points.

H1 Avg (Jan–Jun) 1.0576

H2 Avg (Jul–Dec) 1.0855

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0340 TZS (High: 1.1211 / Low: 1.0870). On the other end, September was the most stable month, with a tight range of 0.0121 TZS (High: 1.0835 / Low: 1.0714).

December Spread (Volatile) ±0.0340

September Spread (Stable) ±0.0121

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0115 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0115

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.1034) against the same month in 2013 (average: 1.0332), the exchange rate shifted by +0.0702 (+6.79%).

2014 Avg (December) 1.1034

2013 Avg (December) 1.0332

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0500	1.0203	1.0390
February	1.0573	1.0426	1.0466
March	1.0583	1.0447	1.0520
April	1.0655	1.0495	1.0557
May	1.0781	1.0591	1.0681
June	1.0929	1.0675	1.0842
July	1.0811	1.0658	1.0726
August	1.0829	1.0677	1.0733
September	1.0835	1.0714	1.0766
October	1.0961	1.0705	1.0846
November	1.1140	1.0902	1.1025
December	1.1211	1.0870	1.1034