YEARLY HIGH
1.1679 TZS
YEARLY LOW
1.1215 TZS
YEARLY AVERAGE
1.1391 TZS

2022 BIF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 1.1679. Conversely, the yearly low was recorded on October 8, dropping to 1.1215.

This high-to-low spread represents a total annual volatility of 0.0464 TZS. From a start-to-finish perspective, comparing the January average rate of 1.1515 to the December average rate of 1.1288, the exchange rate registered a net change of -1.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.1679 was down 2.29% compared to the 2021 peak of 1.1953, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 5,840 TZS
2021 Average 5,862 TZS
Yearly Trough Low 5,608 TZS
Transaction Impact: A difference of 231.99 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.1551
1.1264
JanuMarcMayJulySeptNove

BIF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1455, compared to 1.1328 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0127 points.

H1 Avg (Jan–Jun) 1.1455
H2 Avg (Jul–Dec) 1.1328

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0306 TZS (High: 1.1583 / Low: 1.1277). On the other end, December was the most stable month, with a tight range of 0.0092 TZS (High: 1.1342 / Low: 1.1249).

March Spread (Volatile) ±0.0306
December Spread (Stable) ±0.0092

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0074 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 1.1515) against the same month in 2021 (average: 1.1918), the exchange rate shifted by -0.0403 (-3.38%).

2022 Avg (January) 1.1515
2021 Avg (January) 1.1918

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1679 1.1450 1.1515
February 1.1578 1.1473 1.1527
March 1.1583 1.1277 1.1453
April 1.1549 1.1269 1.1430
May 1.1558 1.1322 1.1433
June 1.1477 1.1254 1.1372
July 1.1416 1.1313 1.1339
August 1.1420 1.1257 1.1348
September 1.1437 1.1245 1.1348
October 1.1398 1.1215 1.1330
November 1.1374 1.1262 1.1312
December 1.1342 1.1249 1.1288