2021 BIF to TZS Historical Review

YEARLY HIGH

1.1953 TZS

YEARLY LOW

1.1495 TZS

YEARLY AVERAGE

1.1724 TZS

2021 BIF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 1.1953. Conversely, the yearly low was recorded on December 21, dropping to 1.1495.

This high-to-low spread represents a total annual volatility of 0.0458 TZS. From a start-to-finish perspective, comparing the January average rate of 1.1918 to the December average rate of 1.1524, the exchange rate registered a net change of -3.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1953 was down 2.91% compared to the 2020 peak of 1.2311, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 5,976 TZS

2020 Average 6,047 TZS

Yearly Trough Low 5,747 TZS

Transaction Impact: A difference of 228.91 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1957

1.1485

JanuMarcMayJulySeptNove

BIF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1839, compared to 1.1610 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0229 points.

H1 Avg (Jan–Jun) 1.1839

H2 Avg (Jul–Dec) 1.1610

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0160 TZS (High: 1.1894 / Low: 1.1734). On the other end, August was the most stable month, with a tight range of 0.0028 TZS (High: 1.1705 / Low: 1.1677).

May Spread (Volatile) ±0.0160

August Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0098 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.1918) against the same month in 2020 (average: 1.2224), the exchange rate shifted by -0.0306 (-2.50%).

2021 Avg (January) 1.1918

2020 Avg (January) 1.2224

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1953	1.1832	1.1918
February	1.1940	1.1826	1.1891
March	1.1914	1.1799	1.1859
April	1.1913	1.1755	1.1865
May	1.1894	1.1734	1.1778
June	1.1749	1.1683	1.1721
July	1.1714	1.1667	1.1696
August	1.1705	1.1677	1.1690
September	1.1683	1.1555	1.1652
October	1.1595	1.1519	1.1554
November	1.1569	1.1522	1.1542
December	1.1558	1.1495	1.1524