YEARLY HIGH
1.3170 TZS
YEARLY LOW
1.2614 TZS
YEARLY AVERAGE
1.2808 TZS

2018 BIF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 17, valuing the pair at 1.3170. Conversely, the yearly low was recorded on December 20, dropping to 1.2614.

This high-to-low spread represents a total annual volatility of 0.0556 TZS. From a start-to-finish perspective, comparing the January average rate of 1.2744 to the December average rate of 1.2739, the exchange rate registered a net change of -0.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.3170 was down 6.64% compared to the 2017 peak of 1.4108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 6,585 TZS
2017 Average 6,495 TZS
Yearly Trough Low 6,307 TZS
Transaction Impact: A difference of 278.08 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.2892
1.2725
JanuMarcMayJulySeptNove

BIF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2808, compared to 1.2809 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 1.2808
H2 Avg (Jul–Dec) 1.2809

Volatility Range Comparison

Volatility

The most volatile month in 2018 was June, with a trading range of 0.0433 TZS (High: 1.3170 / Low: 1.2737). On the other end, September was the most stable month, with a tight range of 0.0128 TZS (High: 1.2919 / Low: 1.2791).

June Spread (Volatile) ±0.0433
September Spread (Stable) ±0.0128

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0089 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0089

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2018: 1.2853) against the same month in 2017 (average: 1.2954), the exchange rate shifted by -0.0100 (-0.77%).

2018 Avg (June) 1.2853
2017 Avg (June) 1.2954

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2821 1.2676 1.2744
February 1.2842 1.2684 1.2767
March 1.2872 1.2662 1.2775
April 1.2999 1.2678 1.2828
May 1.2977 1.2749 1.2878
June 1.3170 1.2737 1.2853
July 1.2955 1.2742 1.2858
August 1.2978 1.2770 1.2858
September 1.2919 1.2791 1.2864
October 1.2915 1.2625 1.2775
November 1.2966 1.2616 1.2759
December 1.2909 1.2614 1.2739