2025 BIF to TZS Historical Review

YEARLY HIGH

0.9212 TZS

YEARLY LOW

0.8177 TZS

YEARLY AVERAGE

0.8659 TZS

2025 BIF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 0.9212. Conversely, the yearly low was recorded on November 19, dropping to 0.8177.

This high-to-low spread represents a total annual volatility of 0.1035 TZS. From a start-to-finish perspective, comparing the January average rate of 0.8511 to the December average rate of 0.8334, the exchange rate registered a net change of -2.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9212 was down 2.69% compared to the 2024 peak of 0.9467, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 4,606 TZS

2024 Average 4,532 TZS

Yearly Trough Low 4,088 TZS

Transaction Impact: A difference of 517.52 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9210

0.8235

JanuMarcMayJulySeptNove

BIF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8884, compared to 0.8435 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0449 points.

H1 Avg (Jan–Jun) 0.8884

H2 Avg (Jul–Dec) 0.8435

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0506 TZS (High: 0.8823 / Low: 0.8317). On the other end, October was the most stable month, with a tight range of 0.0198 TZS (High: 0.8455 / Low: 0.8258).

August Spread (Volatile) ±0.0506

October Spread (Stable) ±0.0198

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0292 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0292

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 0.9129) against the same month in 2024 (average: 0.9042), the exchange rate shifted by +0.0087 (+0.96%).

2025 Avg (May) 0.9129

2024 Avg (May) 0.9042

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8687	0.8200	0.8511
February	0.8859	0.8615	0.8755
March	0.9059	0.8762	0.8936
April	0.9175	0.8883	0.9051
May	0.9212	0.9008	0.9129
June	0.9119	0.8724	0.8921
July	0.8916	0.8590	0.8782
August	0.8823	0.8317	0.8490
September	0.8493	0.8243	0.8342
October	0.8455	0.8258	0.8342
November	0.8385	0.8177	0.8316
December	0.8436	0.8207	0.8334