2020 BIF to TZS Historical Review

YEARLY HIGH

1.2311 TZS

YEARLY LOW

1.1911 TZS

YEARLY AVERAGE

1.2094 TZS

2020 BIF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 12, valuing the pair at 1.2311. Conversely, the yearly low was recorded on December 5, dropping to 1.1911.

This high-to-low spread represents a total annual volatility of 0.0400 TZS. From a start-to-finish perspective, comparing the January average rate of 1.2224 to the December average rate of 1.1939, the exchange rate registered a net change of -2.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2311 was down 5.51% compared to the 2019 peak of 1.3029, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 6,156 TZS

2019 Average 6,264 TZS

Yearly Trough Low 5,956 TZS

Transaction Impact: A difference of 200.08 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2260

1.1910

JanuMarcMayJulySeptNove

BIF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2188, compared to 1.2000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0188 points.

H1 Avg (Jan–Jun) 1.2188

H2 Avg (Jul–Dec) 1.2000

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0203 TZS (High: 1.2311 / Low: 1.2108). On the other end, December was the most stable month, with a tight range of 0.0044 TZS (High: 1.1955 / Low: 1.1911).

April Spread (Volatile) ±0.0203

December Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0081 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.2199) against the same month in 2019 (average: 1.2612), the exchange rate shifted by -0.0413 (-3.28%).

2020 Avg (April) 1.2199

2019 Avg (April) 1.2612

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2272	1.2188	1.2224
February	1.2264	1.2163	1.2230
March	1.2220	1.2131	1.2184
April	1.2311	1.2108	1.2199
May	1.2223	1.2068	1.2151
June	1.2185	1.2071	1.2141
July	1.2141	1.2026	1.2060
August	1.2068	1.2019	1.2043
September	1.2032	1.1978	1.2012
October	1.2009	1.1952	1.1989
November	1.1984	1.1939	1.1959
December	1.1955	1.1911	1.1939