2019 BIF to TZS Historical Review

YEARLY HIGH

1.3029 TZS

YEARLY LOW

1.2190 TZS

YEARLY AVERAGE

1.2530 TZS

2019 BIF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 1.3029. Conversely, the yearly low was recorded on December 28, dropping to 1.2190.

This high-to-low spread represents a total annual volatility of 0.0839 TZS. From a start-to-finish perspective, comparing the January average rate of 1.2777 to the December average rate of 1.2243, the exchange rate registered a net change of -4.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.3029 was down 1.07% compared to the 2018 peak of 1.3170, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 6,515 TZS

2018 Average 6,404 TZS

Yearly Trough Low 6,095 TZS

Transaction Impact: A difference of 419.49 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.2927

1.2180

JanuMarcMayJulySeptNove

BIF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2682, compared to 1.2378 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0304 points.

H1 Avg (Jan–Jun) 1.2682

H2 Avg (Jul–Dec) 1.2378

Volatility Range Comparison

Volatility

The most volatile month in 2019 was March, with a trading range of 0.0419 TZS (High: 1.3029 / Low: 1.2610). On the other end, November was the most stable month, with a tight range of 0.0075 TZS (High: 1.2348 / Low: 1.2273).

March Spread (Volatile) ±0.0419

November Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0253 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0253

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 1.2865) against the same month in 2018 (average: 1.2775), the exchange rate shifted by +0.0090 (+0.70%).

2019 Avg (March) 1.2865

2018 Avg (March) 1.2775

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2938	1.2660	1.2777
February	1.2964	1.2675	1.2841
March	1.3029	1.2610	1.2865
April	1.2655	1.2562	1.2612
May	1.2631	1.2404	1.2526
June	1.2564	1.2344	1.2470
July	1.2513	1.2422	1.2475
August	1.2678	1.2409	1.2467
September	1.2530	1.2352	1.2407
October	1.2440	1.2287	1.2374
November	1.2348	1.2273	1.2303
December	1.2280	1.2190	1.2243