2026 BIF to TZS Historical Review

YEARLY HIGH

0.9001 TZS

YEARLY LOW

0.8342 TZS

YEARLY AVERAGE

0.8753 TZS

2026 BIF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 0.9001. Conversely, the yearly low was recorded on January 2, dropping to 0.8342.

This high-to-low spread represents a total annual volatility of 0.0660 TZS. From a start-to-finish perspective, comparing the January average rate of 0.8509 to the December average rate of 0.8871, the exchange rate registered a net change of 4.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.9001 was down 2.29% compared to the 2025 peak of 0.9212, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 4,501 TZS

2025 Average 4,329 TZS

Yearly Trough Low 4,171 TZS

Transaction Impact: A difference of 329.79 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8907

0.8473

JanuMarcMayJuly

BIF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8720, compared to 0.8853 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0133 points.

H1 Avg (Jan–Jun) 0.8720

H2 Avg (Jul–Dec) 0.8853

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0401 TZS (High: 0.9001 / Low: 0.8600). On the other end, April was the most stable month, with a tight range of 0.0075 TZS (High: 0.8786 / Low: 0.8711).

March Spread (Volatile) ±0.0401

April Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.8730) against the same month in 2025 (average: 0.8936), the exchange rate shifted by -0.0206 (-2.31%).

2026 Avg (March) 0.8730

2025 Avg (March) 0.8936

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8685	0.8342	0.8509
February	0.8832	0.8619	0.8717
March	0.9001	0.8600	0.8730
April	0.8786	0.8711	0.8751
May	0.8837	0.8753	0.8812
June	0.8852	0.8764	0.8801
July	0.8915	0.8808	0.8835
August	0.8914	0.8807	0.8871